Cost of living and prices in Zambia, prices of food, rent, shopping, etc 🇿🇲 Updated Jul 2023

Zambia, located in Eastern Africa, is surrounded by several neighboring countries like Angola, Botswana, Congo, Malawi, Mozambique, Namibia, Tanzania, and Zimbabwe. The country covers a vast area of 752,614 square kilometres, and it has a population of 13,460,305 people with a density of 17.88 people per square kilometre. The official language of Zambia is English, and the currency is Zambian kwacha. Zambia's GDP is $22,240,000,000 with a GDP per capita of $1652. If you're planning to move to Zambia, it's essential to consider the cost of living. The cost of living in Zambia is relatively low compared to other African countries, making it an affordable destination for expats. The cost of housing, food, and transportation is affordable, but the cost of imported goods is relatively high. Zambia is known for its natural beauty and wildlife, making it an ideal destination for nature enthusiasts. The country has several national parks, waterfalls, and lakes, making it a perfect spot for camping and outdoor activities. Additionally, Zambia has a rich culture, and the locals are known for their hospitality and kindness. The country has several festivals and celebrations throughout the year, allowing expats to immerse themselves in the local culture. Despite its challenges, Zambia has a lot to offer, making it an excellent destination for expats looking for adventure and new experiences.

Cost of Living Estimate in Zambia

Total cost of living in Zambia for two person with average consumption for one month will be 431.38 USD, no rent price included. Click here to calculate cost-of-living estimate in Zambia

You can calculate cost of living in Zambia by changing quantity using input near each good or service. Resulting total will appear in a floating box in the bottom of your screen.

Restaurants prices

Zambia is a country known for its diverse cuisine, influenced by various cultures and traditions. If you're a foodie, then you're in for a treat as Zambia has a lot of exciting dining options to offer. One of the must-try dishes is nsima, a type of porridge that is a staple food in the country. You can find this dish in most restaurants, but if you want an authentic experience, head to a local market or village where it is traditionally made. Additionally, Zambia is famous for its grilled meat, especially biltong, which is a type of dried meat. You can indulge in various grilled meats at restaurants, ranging from beef to game meat such as crocodile or ostrich.

For those who want to try something different than the usual restaurant experience, Zambia also offers unique dining options. You can dine in a traditional village, where you can enjoy a home-cooked meal prepared by the locals. You can also experience a river cruise where you can enjoy a meal while watching the beautiful scenery. Another option is a bush dinner, where you can enjoy a meal under the stars in the African wilderness. These options offer not only a fantastic dining experience but also a chance to immerse oneself in the local culture and traditions of Zambia.

Meal in Inexpensive Restaurant
3.28 $
Meal for 2 People, Mid-range Restaurant, Three-course
16.40 $
McMeal at McDonalds or Alternative Combo Meal
2.19 $
Domestic Beer, 0.5 liter Draught
0.60 $
Imported Beer, 0.33 liter Bottle
0.85 $
1.14 $
Coca-Cola, 0.33 liter Bottle
0.37 $

Markets prices

In Zambia, market prices can be highly unpredictable. Factors such as weather conditions, supply chain disruptions, and currency fluctuations can all impact the cost of goods. Some products may even have different prices depending on the region and season. With that being said, there are certain staple products that tend to have relatively stable prices over time. These include basic food items such as maize meal, sugar, and cooking oil.

It's important to note that bargaining is common practice in Zambia's markets. As a customer, you can often negotiate the price of goods with the vendor. Additionally, it's always a good idea to compare prices between multiple vendors before making a purchase. With a little bit of effort, it's possible to find good deals on everything from clothing to electronics. Overall, while market prices in Zambia can be volatile, there are ways to navigate them and get the best value for your money.

Water, 0.33 liter Bottle
0.23 $
Milk, Regular,1 liter
0.70 $
Loaf of Fresh White Bread, 0.5 kg
0.49 $
White Rice, 1 kg
1.10 $
Eggs, 12 pack
0.74 $
Local Cheese, 1 kg
4.29 $
Chicken Breasts, Boneless and Skinless, 1 kg
2.49 $
Beef Round or Equivalent Back Leg Red Meat, 1 kg
3.12 $
Apples, 1 kg
1.11 $
Banana, 1 kg
0.56 $
Oranges, 1 kg
1.84 $
Tomato, 1 kg
0.70 $
Potato, 1 kg
0.47 $
Onion, 1 kg
0.90 $
Lettuce, 1 head
0.46 $
Water, 1.5 liter Bottle
0.37 $
Bottle of Wine, Mid-Range Price
4.10 $
Domestic Beer, 0.5 liter Bottle
0.45 $
Imported Beer, 0.33 liter Bottle
0.74 $
Pack of Cigarettes
1.12 $

Transportation prices

One popular transportation option in Zambia is the minibus taxi. These vehicles are abundant and offer both short and long-distance trips. It's an affordable and convenient option for travelers who want to explore different parts of the country. However, the buses can get crowded and uncomfortable, especially during peak travel times. Still, it's a great way to experience Zambia's bustling streets and meet new people.

If you're looking for a luxurious travel experience, Zambia's private charter planes are the way to go. These planes offer a comfortable and efficient way to travel to remote areas, national parks, and game reserves in Zambia. It allows you to avoid the long and tiring road trips and give you an aerial view of the stunning wildlife landscapes. However, this option is much pricier than the minibus taxi and is not as readily available. Nevertheless, if you're willing to splurge a bit, it's an unforgettable experience worth the investment.

One-way Ticket, Local Transport
0.38 $
Monthly Pass, Regular Price
16.40 $
Taxi Start, Normal Tariff
1.37 $
Taxi, price for 1 km, Normal Tariff
1.09 $
Taxi, price for 1 hour Waiting, Normal Tariff
2.73 $
Gasoline, 1 liter
0.61 $
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car)
10,659.50 $
Honda Civic 1.6 Or Alternative New Car
8,746.26 $

Utilities Per Month prices

If you're planning to visit Zambia, it's important to consider the cost of utilities before booking your trip. The country has a relatively low cost of living, but utilities can be expensive. Electricity prices in Zambia are higher than in many other African countries, and this can impact your trip budget if you're not careful.

When it comes to water, Zambia is a country with abundant resources. However, water rates can still be high in some areas of the country. It's important to be aware of where you're staying and what the utility costs are like in that area. Some accommodations may include utilities in the price of your stay, which can be a great value. If not, make sure you factor utilities into your budget so you're not caught off guard by unexpected costs.

Basic utilities for 85m2 Apartment including Electricity, Heating or Cooling, Water and Garbage
32.34 $
Prepaid Mobile Tariff Local, price per 1 min, No Discounts or Plans
0.12 $
Internet, 60 Mbps or More, Unlimited Data, Cable/ADSL
51.63 $

Sports And Leisure prices

When it comes to sports and leisure in Zambia, the possibilities are endless. With its diverse landscape ranging from national parks to waterfalls, Zambia offers opportunities for activities such as hiking, biking, kayaking, and river rafting. Visitors can also participate in traditional Zambian sports such as cricket, rugby, and football, or watch a game at one of the many sports stadiums scattered throughout the country. Wildlife safaris are a popular activity in Zambia, allowing visitors to see animals in their natural habitats while also enjoying the great outdoors.

For those looking for a more leisurely experience, Zambia has plenty to offer as well. Relaxing at a luxury spa resort or boutique hotel is a popular option, providing a peaceful environment to unwind and recharge. Visitors can also explore Zambia's cultural heritage by visiting museums and attending traditional music and dance performances. Foodies can indulge in authentic Zambian cuisine, which is a blend of African, European, and Indian influences. Whether you are seeking adventure or relaxation, Zambia has something for everyone to enjoy.

Fitness Club, Monthly Fee for 1 Adult
23.68 $
Tennis Court Rent, 1 Hour on Weekend
4.51 $

Salaries And Financing prices

Salaries in Zambia vary depending on the industry and level of experience. In general, salaries in Zambia are lower compared to Western countries, but cost of living is also lower in Zambia. Travelers should keep in mind that the average monthly salary for a worker in Zambia is below what many would consider a living wage. However, many people work in the informal economy and may not receive a regular salary. It is also important to note that bargaining and negotiation are common practices in Zambia, so travelers may find that prices for goods and services are flexible.

Financing options in Zambia may be limited for travelers, especially those from foreign countries. It is recommended to bring cash in the form of US dollars or convert money at a reputable exchange bureau upon arrival in Zambia. Credit card acceptance is limited, and there may be additional fees for using cards. ATMs are available in larger cities, but they may not always be reliable. It is recommended to budget accordingly and have a backup plan in case of unexpected expenses.

Cinema ticket, 1 Seat
2.73 $
Average Monthly Net Salary, After Tax
618.80 $
Mortgage Interest Rate in Percentages for 20 Years Fixed-Rate, Yearly, Fixed-Rate
0.12 %

Childcare prices

Childcare prices in Zambia can vary greatly depending on the type of facility and the location. For example, schools in the urban areas tend to charge higher fees than those in rural areas. Private kindergartens also tend to be more expensive than public ones. However, despite the differences in prices, the quality of service offered in these facilities is generally high. Parents can expect their children to receive a well-rounded education with a focus on both academics and personal development.

Despite the generally high prices, there are still options available for parents who are on a tight budget. For instance, there are some government-run schools and kindergartens that are affordable and offer a good level of service. Additionally, some non-governmental organizations and charities provide free or low-cost childcare services for families in need. All in all, while the cost of childcare in Zambia may be a concern for some parents, there are still options available to ensure that children receive a quality education and care.

Private Preschool or Kindergarten, Monthly for 1 Child
146.66 $
International Primary School, Yearly for 1 Child
2,775.11 $

Clothing And Shoes prices

Zambia is a country that boasts a variety of clothing and shoe options for both men and women. From local markets to modern shopping centers, consumers can find affordable and trendy clothing. There are also options for those looking for high-end or designer apparel. Shopping centers such as Manda Hill, Arcades, and Woodlands Mall offer a range of options for footwear and clothing all under one roof.

For those who prefer a more cultural shopping experience, Zambia is known for its street markets offering traditional and modern clothing options. These markets are dotted across the city and towns and sell items such as chitenge or African print dresses, shirts, skirts, and pants. Quality shoes can also be found at these markets; however, consumers will need to be vigilant in ensuring durability, fitting and comfort before making a purchase. Overall consumers in Zambia can find a range of clothing and shoe options and can choose where to shop based on their personal preference and budget.

Pair of Jeans in a Chain Store Like George, H&M, Zara, etc.
24.26 $
Summer Dress in a Chain Store Like George, H&M, Zara, etc.
26.02 $
Pair of Running Shoes, Mid-Range Price
31.18 $
Pair of Leather Business Shoes
39.03 $

Rent Per Month prices

Travelers to Zambia have many short term rental and stay options available at affordable prices. From guesthouses to apartments, there is something for every budget. Short term rentals in Zambia are a great alternative to hotels or resorts for those who want more space, privacy, and flexibility during their stay. The rental options come in different sizes, with the option for guests to rent either an entire property or just a single room. The cost of short-term rentals varies based on location and amenities available, but they are generally more affordable than hotels in the area.

In addition to short-term rentals, many hotels have introduced stay options that cater to long-term visitors to Zambia. Accommodation providers offer discounts for guests who wish to stay for an extended period. These stay options provide guests with a more comfortable and home-like experience while in Zambia and allow them to save money. The stay options vary from serviced apartments to residence hotels. These accommodations often include facilities such as a kitchen or kitchenette, laundry facilities, and gym facilities, making them an excellent choice for travelers looking for a long-term stay.

One bedroom apartment in city centre
143.49 $
One bedroom apartment outside of city centre
121.35 $
Three bedroom apartment in city centre
830.90 $
Three bedroom apartment outside of city centre
322.52 $

Buy Apartment prices

When looking to buy real estate in Zambia, there are a variety of options available to potential buyers. One option is to purchase land and build a property from scratch, allowing for complete customization and control over the design and layout. Alternatively, there are existing properties available for sale, ranging from luxurious villas to modest homes. Buyers can also choose between properties in urban areas, such as the capital city of Lusaka, or more rural locations. With a growing economy and a strong demand for housing, real estate options in Zambia offer plenty of variety for potential buyers.

As with any real estate market, prices in Zambia can vary depending on factors such as location, property type, and size. However, compared to some other African countries, real estate prices in Zambia are relatively affordable. For those interested in purchasing land, prices can be much lower than buying an already-built property. In addition, foreign buyers are permitted to own and purchase real estate in Zambia, making it a viable option for those looking to invest in property abroad. Overall, real estate in Zambia offers a wide range of buying options at prices that are accessible to both locals and foreigners alike.

Price per m2 to Buy Apartment in City Center
448.24 $