Cost of living and prices in Waterloo, prices of food, rent, shopping, etc. 🇺🇸
Updated Jul 2023

Explore the cost of living in Waterloo, United States, located in the Northern region of America. As per the latest stats, this city is home to 68,406 residents and operates on the GMT time zone of -6.0. If you're looking for a place that offers affordable living, Waterloo can be your ideal destination.

The city has a relatively low cost of living compared to other regions of the United States. It has a wide range of affordable housing options, including apartments and rental properties. The cost of transportation, food, and healthcare is also comparatively reasonable in this city, making it an ideal place to settle down and enjoy a comfortable lifestyle. Whether you're a student, professional or retiree, Waterloo can offer you a peaceful environment to call home.

If you're looking for a place to settle down in the United States, Waterloo should be on your list. With affordable living, favorable weather conditions, and friendly communities, you're sure to have a pleasant experience living in this city.

Cost of Living Estimate in Waterloo

Total cost of living in Waterloo for two person with average consumption for one month will be 947.25 USD, no rent price included. Click here to calculate cost-of-living estimate in Waterloo

You can calculate cost of living in Waterloo by changing quantity using input near each good or service. Resulting total will appear in a floating box in the bottom of your screen.

Restaurants prices

Waterloo, United States offers a vast variety of restaurants that satisfy any craving. For a casual and laid-back atmosphere, check out juicy burgers at Five Guys or authentic Mexican cuisine at El Vaquero. If you're looking for something more upscale, you can indulge in a fine dining experience at Rooster's or Euphoria. For a unique dining option, try out Grout Museum District's "Farm to Table" dinners where diners can enjoy a meal made entirely from locally sourced ingredients.

Waterloo is also home to many international options, from Japanese and Thai cuisine to Mediterranean and Indian curries. Those looking for a quick and easy meal should check out the various food trucks and stands located throughout the city. From savory barbecue to sweet desserts, there is something for everyone. Additionally, Waterloo offers a range of dietary options, including vegetarian and gluten-free menus. Whether you're looking for comfort food or a new culinary adventure, Waterloo's restaurants and eating options are sure to satisfy.

Meal in Inexpensive Restaurant
10.00 $
Meal for 2 People, Mid-range Restaurant, Three-course
32.50 $
McMeal at McDonalds or Alternative Combo Meal
6.00 $
Domestic Beer, 0.5 liter Draught
4.00 $
Imported Beer, 0.33 liter Bottle
4.50 $
Cappuccino
3.50 $
Coca-Cola, 0.33 liter Bottle
2.00 $

Markets prices

Waterloo, United States is known for its fluctuating market prices that often depend on consumer demand and seasonal trends. In recent years, the real estate market has been on the rise with new developments and an influx of people moving into the area. This has also affected other industries such as retail and hospitality, where businesses are adjusting their prices to meet the demand of incoming consumers. However, there are still affordable options for those looking to live or visit in Waterloo, as the market is diverse and offers a range of price points for different products and services.

As with any market, the prices in Waterloo are in constant flux due to various factors such as supply and demand, competition, and economic conditions. One notable trend in Waterloo is the emphasis on sustainability and locally-sourced products, which has influenced the pricing of organic groceries and eco-friendly merchandise. Additionally, the tourism industry in Waterloo continues to grow, as more people are drawn to the area's natural landscapes and cultural attractions. Whether you're a resident or a visitor, it's important to stay informed about market prices in Waterloo to make informed decisions about your purchasing and investment choices.

Water, 0.33 liter Bottle
1.50 $
Milk, Regular,1 liter
0.79 $
Loaf of Fresh White Bread, 0.5 kg
1.43 $
White Rice, 1 kg
2.20 $
Eggs, 12 pack
1.00 $
Local Cheese, 1 kg
6.61 $
Chicken Breasts, Boneless and Skinless, 1 kg
5.51 $
Beef Round or Equivalent Back Leg Red Meat, 1 kg
11.02 $
Apples, 1 kg
5.51 $
Banana, 1 kg
3.31 $
Oranges, 1 kg
4.41 $
Tomato, 1 kg
5.51 $
Potato, 1 kg
1.65 $
Onion, 1 kg
1.65 $
Lettuce, 1 head
1.50 $
Water, 1.5 liter Bottle
1.00 $
Bottle of Wine, Mid-Range Price
8.00 $
Domestic Beer, 0.5 liter Bottle
2.14 $
Imported Beer, 0.33 liter Bottle
2.00 $
Pack of Cigarettes
6.50 $

Transportation prices

When it comes to transportation options in Waterloo, visitors will have plenty of choices to explore. The most common way to get around is by car, and there are many car rental services available. However, if you prefer to avoid driving, there are also local taxi companies that can take you to your desired destination. Additionally, the city has a reliable bus service that operates daily, making it easy to explore the city without having to worry about parking or traffic.

For those who enjoy a bit more adventure, Waterloo also offers bike rentals for exploring the city on two wheels. This is a great way to get some exercise and see the sights up close. Another unique option for transportation in Waterloo is taking a pedicab tour. These pedicabs are essentially bike taxis, and they can provide a fun and eco-friendly way to explore the city. Whether you prefer traditional transportation methods or something a bit more offbeat, Waterloo has plenty of options to suit every taste and preference.

One-way Ticket, Local Transport
1.00 $
Taxi Start, Normal Tariff
5.00 $
Taxi, price for 1 km, Normal Tariff
3.11 $
Gasoline, 1 liter
0.74 $
Volkswagen Golf 1.4 90 KW Trendline (Or Equivalent New Car)
18,000.00 $

Utilities Per Month prices

If you are planning a trip to Waterloo in the United States, it is important to consider the cost of utilities. Generally, the cost of utilities in Waterloo is on par with the national average. However, it can vary depending on the type of utility and the season. For example, the cost of heating during the winter months can be higher than other times of the year. It is always a good idea to research and compare utility rates before your trip to ensure you budget appropriately.

In addition to the cost, it is also important to consider the type of utilities available in Waterloo. The city offers a variety of utility services such as electricity, gas, water, and waste management. Depending on your specific needs, you may need to set up multiple utility accounts. Some accommodations and rental properties may include certain utilities in the cost of rent, so be sure to ask when booking your stay. By familiarizing yourself with the utilities available and their associated costs, you can budget and plan accordingly for your trip to Waterloo.

Basic utilities for 85m2 Apartment including Electricity, Heating or Cooling, Water and Garbage
191.13 $
Internet, 60 Mbps or More, Unlimited Data, Cable/ADSL
75.00 $

Sports And Leisure prices

Waterloo, NY is a great place for sports enthusiasts. The city has a variety of sports and leisure activities for both residents and visitors. If you are a golf lover, then you should not miss the opportunity of playing at the Silver Creek Golf Club. This 18-hole championship golf course is known for its scenic views, challenging layout, and excellent service. If you prefer indoor activities, then you can go to the Waterloo Sports Complex, which offers a range of sports such as volleyball, basketball, and soccer. The facility is equipped with state-of-the-art equipment and is suitable for both adults and children.

In addition to sports, Waterloo also offers plenty of leisure activities for those who want to relax and unwind. For instance, you can visit the Montezuma National Wildlife Refuge, which has a diverse array of flora and fauna. Here, you can go bird-watching, take a guided tour, or hike along the trails. Alternatively, you can head to the wine trail and explore the charming vineyards and tasting rooms scattered across the region. The area is known for its production of Riesling and ice wine, and you can sample some of the finest wines while admiring the beautiful countryside.

Fitness Club, Monthly Fee for 1 Adult
23.33 $

Salaries And Financing prices

The city of Waterloo, United States offers competitive salaries to employees across various industries. The average salary in Waterloo is higher than the national average, making it an attractive destination for job seekers. With a diversified economy and a range of employment opportunities, Waterloo has many finance-related jobs that offer handsome salaries. The financial sector in the city has seen consistent growth over the years, which is expected to continue into the future.

If you're planning a trip to Waterloo, you'll be pleased to know that the city has a thriving start-up ecosystem. This has been possible because of multiple financing options available to entrepreneurs. Waterloo provides start-ups with varied financial instruments like venture capital, angel investing, and government grants. The city has an incubator program designed specifically to help early-stage companies grow and thrive. Overall, Waterloo has a supportive environment for businesses of all sizes, thanks to the city's excellent financing options.

Cinema ticket, 1 Seat
9.50 $
Average Monthly Net Salary, After Tax
2,797.00 $
Mortgage Interest Rate in Percentages for 20 Years Fixed-Rate, Yearly, Fixed-Rate
3.75 %

Childcare prices

Childcare prices in Waterloo, United States are generally on the higher side, especially when it comes to schools and Kindergartens. The cost of childcare varies depending on the type and quality of the care, but it is safe to say that it can be a significant expense for parents. Many parents in the area opt for quality childcare centers that provide a safe and nurturing environment for their children, but the cost can sometimes be a barrier for some families.

Despite the high cost, many parents find that the benefits of quality childcare are worth it. Schools and Kindergartens in Waterloo often have highly qualified staff, excellent facilities, and a curriculum that nurtures a child's mental and social development. Additionally, they often offer a variety of enrichment programs and extracurricular activities that can enhance a child's learning experience. It is essential to do your research and find a childcare provider that meets your needs and budget to ensure that your child gets the best possible care and education.

Private Preschool or Kindergarten, Monthly for 1 Child
1,000.00 $

Clothing And Shoes prices

Waterloo offers a wide variety of options for both clothes and shoes. Whether you're looking for fashionable and trendy outfits or comfortable sneakers for a morning jog, you're sure to find something that suits your taste and budget. From high-end department stores to affordable boutiques and thrift shops, shopping in Waterloo is a delightful experience.

If you're after the latest fashion trends, you can't go wrong with the big name clothing stores in the city. These stores offer everything from jeans and jackets to dresses and accessories. On the other hand, there are plenty of independent boutiques and clothing shops that offer unique and stylish pieces. Additionally, Waterloo has a great selection of shoe stores, ranging from sports equipment shops to high-end designer stores. You can easily find the perfect pair of shoes that match your taste and budget in Waterloo.

Pair of Jeans in a Chain Store Like George, H&M, Zara, etc.
45.00 $
Summer Dress in a Chain Store Like George, H&M, Zara, etc.
30.00 $
Pair of Running Shoes, Mid-Range Price
77.50 $
Pair of Leather Business Shoes
67.50 $

Rent Per Month prices

Waterloo, United States offers a variety of short-term rental options, ranging from apartments and condos to fully-furnished houses. Whether you're in town for a short stay or just need a temporary home, there's bound to be an option that suits your needs. Prices vary depending on location and amenities, but there are options available for all budgets. Plus, with a variety of rental terms to choose from, you can find a rental that meets your specific stay requirements.

When it comes to short-term stay options in Waterloo, there are a number of hotels and motels throughout the area that offer nightly rates for guests. Whether you're looking for a budget-friendly option or something a little more luxurious, there's bound to be a hotel or motel that fits your needs. Additionally, many hotels offer extended stay options, which can be a great way to save money if you're planning to be in town for a longer period of time.

One bedroom apartment in city centre
847.50 $
One bedroom apartment outside of city centre
650.00 $
Three bedroom apartment in city centre
1,050.00 $
Three bedroom apartment outside of city centre
800.00 $

Buy Apartment prices

Waterloo, located in the heart of Finger Lakes in upstate New York, offers a plethora of real estate buying options. Whether you are looking for a charming bungalow or a sprawling estate, there is something for everyone. The city's real estate market is diverse, ranging from historic homes with character to modern houses equipped with all the latest amenities. The prices of the properties in Waterloo vary widely, depending on the location and size of the property. However, the city's affordable housing market makes it an attractive option for those looking to invest in real estate.

Waterloo's real estate market also offers an array of buying options that cater to different budgets and lifestyles. Some of the popular options include single-family homes, townhouses, condos, and multi-family homes. In addition, the city has a range of rental properties catering to students, young professionals, and families. The real estate prices in Waterloo make it an excellent choice for those looking to buy or rent a property. With excellent schools, a thriving economy, and easy access to amenities and entertainment, Waterloo is a great place to call home.

Price per m2 to Buy Apartment in City Center
1,673.94 $
Price per m2 to Buy Apartment Outside of City Center
536.43 $